Overview of Singapore Work Passes
Singapore uses a tiered system of work passes. The main options for skilled foreign professionals are:
| Pass Type | Who It's For | Min. Salary (2025) |
|---|---|---|
| Employment Pass (EP) | Managers, executives, specialists | SGD $5,000/month |
| S Pass | Mid-skilled workers | SGD $3,150/month |
| Tech.Pass | Top tech talent globally | SGD $22,500/month |
| ONE Pass | Exceptional global talent | SGD $30,000/month |
Employment Pass (EP) — The Main Route
The Employment Pass is the most common work visa for foreign professionals in Singapore. Key requirements:
- A job offer from a Singapore-registered company
- Minimum salary of SGD $5,000/month (higher for older, more experienced applicants)
- Acceptable educational qualifications (degree from a recognised university)
- Your employer must apply on your behalf through the MOM (Ministry of Manpower) portal
Tech.Pass — For Top Tech Talent
Singapore's Tech.Pass is designed for established tech entrepreneurs, leaders, and technical experts. Unlike the EP, it allows you to work for multiple companies simultaneously, start your own business, and take advisory roles. Requirements are significantly more demanding — minimum SGD $22,500/month in last drawn salary or significant tech achievements.
Path to Permanent Residency
After working in Singapore for 2+ years on an EP, you can apply for Permanent Residency (PR). Singapore PR grants you the right to live and work indefinitely. After 2 years as a PR, you can apply for citizenship.
Singapore Income Tax
One of Singapore's biggest draws is its tax system. Personal income tax rates are progressive from 0% to 22%, significantly lower than most Western countries. There is no capital gains tax and no inheritance tax.
| Annual Income (SGD) | Tax Rate |
|---|---|
| First $20,000 | 0% |
| $20,001–$30,000 | 2% |
| $30,001–$40,000 | 3.5% |
| $40,001–$80,000 | 7% |
| $80,001–$120,000 | 11.5% |
| Above $320,000 | 22% |
Cost of Living in Singapore (2025)
| Expense | Monthly Cost (SGD) |
|---|---|
| 1BR apartment (private) | $2,800–$5,000 |
| HDB flat (public housing, expats can rent) | $1,800–$3,000 |
| Monthly groceries | $400–$700 |
| Hawker centre meal | $4–$8 |
| Restaurant meal | $15–$40 |
| MRT/bus monthly pass | $120–$160 |
Singapore is expensive — particularly housing. However, salaries are commensurately high and the quality of infrastructure, healthcare, and safety is exceptional. Most expats find the overall value proposition very strong.